{"version":1,"x402Version":2,"name":"Gig Finance Tools","description":"Pay-per-call finance tools for US gig workers and freelancers: budgets, quarterly taxes, invoices, retirement, deductions and income verification, plus a US macro & rates snapshot and a Base USDC payment verifier. Paid per call in USDC on Base via x402.","openapi":"https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/openapi.json","resources":["https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/safe-weekly-spend","https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/gig-tax-estimate","https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/budget-report-premium","https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/invoice","https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/gig-finance-pack","https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/retirement-optimizer","https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/deduction-optimizer","https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/income-verification","https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/us-macro-snapshot","https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/verify-payment"],"items":[{"resource":"https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/safe-weekly-spend","method":"POST","name":"Safe Weekly Spend","description":"Safe weekly spend for gig workers with irregular income: from recent payouts and fixed bills, returns discretionary $/week after tax set-aside, savings and bills, plus tax set-aside % and buffer days. Same math as the Gig Worker Irregular Income Budget spreadsheet.","price":"$0.01","network":"eip155:8453","payTo":"0xb238E4447BF953B5eec16c7D7E3E9C6e747B1CF3"},{"resource":"https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/gig-tax-estimate","method":"POST","name":"Gig Tax Estimator","description":"US federal quarterly estimated tax for 1099 gig workers (tax years 2025, 2026): self-employment tax with SS wage-base cap, half-SE and simplified QBI deductions, bracket-by-bracket income tax with the standard deduction, safe-harbor (90% / 100% / 110%) required payment, Form 1040-ES quarterly amounts and due dates, and a recommended set-aside %. Federal only; not tax advice.","price":"$0.50","network":"eip155:8453","payTo":"0xb238E4447BF953B5eec16c7D7E3E9C6e747B1CF3"},{"resource":"https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/budget-report-premium","method":"POST","name":"Premium Gig Budget Report","description":"Everything in safe-weekly-spend plus a 13-week cash-flow forecast (weekly projected income from payout history, bills on their due cadence, buffer path and low-income scenario), a 0-100 buffer score with explanation, and risk flags.","price":"$0.10","network":"eip155:8453","payTo":"0xb238E4447BF953B5eec16c7D7E3E9C6e747B1CF3"},{"resource":"https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/invoice","method":"POST","name":"Gig Invoice Generator","description":"Generate a professional invoice from JSON (from, to, line items, per-line or default tax, discount, due date, terms, notes, invoice number). Returns computed totals plus the invoice as HTML and as a PDF (base64).","price":"$0.25","network":"eip155:8453","payTo":"0xb238E4447BF953B5eec16c7D7E3E9C6e747B1CF3"},{"resource":"https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/gig-finance-pack","method":"POST","name":"Gig Worker Finance Pack","description":"Bundle: gig tax estimate + premium budget report (13-week forecast, buffer score) + invoice (HTML + PDF) in one call. The budget's tax set-aside defaults to the tax estimate's recommended %.","price":"$0.75","network":"eip155:8453","payTo":"0xb238E4447BF953B5eec16c7D7E3E9C6e747B1CF3"},{"resource":"https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/retirement-optimizer","method":"POST","name":"Self-Employed Retirement Optimizer","description":"Solo 401(k) vs SEP-IRA for 1099 workers, tax year 2026: max contribution (employee deferral, 20% employer profit-sharing on net SE earnings, age 50 / 60-63 catch-up, $72k / $360k IRS limits, W-2 401(k) deferrals netted), estimated federal tax saved per plan, recommended plan and deadlines. Estimate; not tax advice.","price":"$1.50","network":"eip155:8453","payTo":"0xb238E4447BF953B5eec16c7D7E3E9C6e747B1CF3"},{"resource":"https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/deduction-optimizer","method":"POST","name":"Mileage & Deduction Optimizer","description":"Picks the better method per deduction for 2026 Schedule C: vehicle standard mileage (72.5c Jan-Jun, 76c Jul-Dec 2026) vs actual expenses by business-use %, home office simplified ($5/sq ft, 300 max) vs regular, phone/internet business share. Returns Schedule C lines, first-year method lock-in warnings, and estimated federal income + SE tax saved. Estimate; not tax advice.","price":"$1.00","network":"eip155:8453","payTo":"0xb238E4447BF953B5eec16c7D7E3E9C6e747B1CF3"},{"resource":"https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/income-verification","method":"POST","name":"Gig Income Summary","description":"Income summary a gig worker prepares from their own payouts (up to 24 months, no pay stubs needed) to share with others: monthly income series, 12/24-month averages, trend, month-to-month volatility, income stability score, platform mix, optional net-of-expenses estimate, and a plain-language first-person summary statement. Self-reported and not verified. Not a consumer report; not for credit, housing, employment or insurance decisions.","price":"$2.00","network":"eip155:8453","payTo":"0xb238E4447BF953B5eec16c7D7E3E9C6e747B1CF3"},{"resource":"https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/us-macro-snapshot","method":"GET","name":"US Macro & Rates Snapshot","description":"US macro and rates snapshot from official public sources in one GET: Treasury par yield curve with 1d/1w/1m changes, 2s10s and 3m10y spreads, inversion streaks and shape; TIPS real yields and breakevens; EFFR with the target range, OBFR, SOFR and SOFR averages (NY Fed); CPI-U headline and core YoY/MoM, unemployment rate and payrolls (BLS); average Treasury interest rate and debt to the penny (Fiscal Data). Served from a cache refreshed on a schedule, with as_of dates, stale flags and source attribution. Informational only; not financial advice.","price":"$0.01","network":"eip155:8453","payTo":"0xb238E4447BF953B5eec16c7D7E3E9C6e747B1CF3"},{"resource":"https://safe-weekly-spend-api-production.gigfinancetools.workers.dev/v1/verify-payment","method":"POST","name":"Base USDC Payment Verifier","description":"Verify a USDC payment on Base mainnet from its transaction hash: checks the tx succeeded, native USDC Transfer logs to payTo, the minimum amount, optional payer, a notBefore/notAfter time window and minimum confirmations. Returns valid true/false with reasons, amount, from, to, block, timestamp, confirmations and an x402 settlement heuristic (EIP-3009 transferWithAuthorization). Best-effort on-chain check; not a guarantee.","price":"$0.01","network":"eip155:8453","payTo":"0xb238E4447BF953B5eec16c7D7E3E9C6e747B1CF3"}]}